Lattot is a twelve-month resilience system for high-net-worth households — five layers of preparation running across seven categories of crisis, coordinated by a curated network of senior specialists. By application only.
Or take the 12-question Readiness Assessment — six minutes, no email required.
Different events, one protocol. The five layers respond to the entire spectrum — from the everyday infrastructure failure to the once-in-a-generation geopolitical shock.
From regional conflict and civil unrest to nuclear escalation, sanctions regime shifts, and the moment a border closes.
The events that test home, shelter, route planning, and family coordination — including the climate-driven extremes accelerating year by year.
Decision frameworks for closing the household down quickly, reliable information sources, and the supply window before disruption.
Verification chains that survive the synthetic call at 2am, account-takeover defence, and the protocol when an advisor's identity is the attack surface.
The systems that fail quietly first — power, water, supply chain, banking access — and the household-level redundancy that absorbs each.
The crises that look targeted rather than systemic — principal incapacitation, abduction, an emergency two time zones from home.
The financial crises that behave like infrastructure failures — banking-system shock, hyperinflation, sanctions, capital controls. Operational resilience around the financial system, not investment advice.
Different events, one protocol. See the full scenario map →
In May 2026, J.P. Morgan Private Bank surveyed 333 family offices across 30 countries. Their most-quoted finding wasn't about returns or asset allocation. It was about behavior — what they call "the delta between objectives and actions."
The same delta is much larger one tier down. Households with significant earned wealth face the same risks family offices face — geopolitical, natural, succession, digital identity, residency optionality — but with essentially none of the institutional infrastructure to act on them.
We call this the Family-Office Gap. Lattot exists to close it.
The Lattot framework translates institutional family-office practice and executive risk advisory into something a single household can install over twelve months. Each layer covers all major scenarios: financial crises, earthquake, war, nuclear escalation, deadly heat, climate shifts, pandemics, and infrastructure failure.
Key contacts, accounts, and decision rights documented so anyone in the trust chain can execute when you can't. Not estate planning. Operational continuity.
Second passports, banking redundancy, country-of-secondary-residence considerations. Not for tax evasion — for optionality, before circumstances make it expensive.
Home risk assessment, safe-room planning, equipment intelligence, and response frameworks for earthquake, severe weather, war, nuclear escalation, deadly heat, and infrastructure failure. Advisory only — Lattot does not sell gear.
Verification protocols with your advisors, custody of secrets the household needs to function, off-band confirmation chains. The most overlooked layer in 2026.
Who has authority to do what, in what scenario, with which advisor. The thing family offices do that almost nobody outside them does.
Lattot is deliberately one tier down in cost and scope from a multi-family office, and several tiers above what a personal accountant or wealth manager provides. The fit is narrow on purpose.
Most households start with the free Field Brief and the Research Brief. A smaller cohort moves to Founding 100 when ready to install the full protocol.
Monthly signal-dense newsletter. Geopolitical, natural, and economic shifts with household-level consequences. No headlines, no doomerism.
A twelve-month structured engagement. Capped at 100 households. Application-based. Onboarding through admission within ten business days.
“Preparation is not pessimism. It is the difference between scramble and execute.”
The Lattot framework synthesizes five authoritative reports. You can read every one of them directly — we do not invent the thesis, we organize it.